Can you get a car loan with bad credit? Luckily, if you have bad credit you can still get a car loan, however you may just have to pay a little more. 

Let's dive a little deeper.

When it's time to purchase a new vehicle, one of the first steps will be to devise a financial plan. At Ray Price Ford, our financial experts make this a streamlined and efficient process. 

In fact, with the right information and a healthy amount of confidence, it should be no problem to find a bad credit car dealership in PA.

To help you attain an individualized finance plan, our team at Ray Price Ford in Mount Pocono is proud to be your car dealership that works with bad credit. 

For those living near Mount Pocono, Tobyhanna, Scranton, Blakeslee and Pocono Pines, PA, learn more about our bad credit financing options that will help everyone get approved and in the car of their dreams!

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Your Bad Credit Car Loan Options

A common misconception is that only people with good credit can qualify for a car loan. Even if you have bad credit or no credit, there are still auto lenders willing to work with you

This is called subprime lending. Every day, subprime lending helps customers with less-than-ideal credit scores find financial plans that will work with their budget.

There are various aspects to subprime lending, and you can learn more about them by sitting down and talking with one of our financial experts. These experts have studied this field for years and can help guide you through the nuisances of receiving a loan, even if your credit is poor.

When you start looking for your next new or used car, a bad credit score doesn't need to hold you back. Get pre-approved for a bad credit car loan in seconds or check out some of the finance resources available to you about the basics of subprime lending and how the repayment process can work. Even if you're not certain that you can maintain your payment schedule, options are available.

Auto Loans for Bad Credit in PA

As subprime lending varies slightly from the regular car loan system, the application process is different, too. 

  • We'll work with you to secure a no-credit car loan if your situation demands it. 
  • The first step is to get pre-approved, and then we can start shopping for your dream car!
  • Our pre-approval process for auto loans for bad credit offers an easy way to gain pre-approval online in just a few steps. 
  • It's easy to follow and should only take you five minutes to complete.

Learn About Ford Loans for Bad Credit

While learning about Ford loans for bad credit, you may still have a few questions. If you'd prefer to talk about your credit to a car dealership that accepts bad credit, contact us online or stop by Ray Price Ford in Mt. Pocono, PA. The experts we previously discussed will happily assist in this area as well.

First, they'll review your situation and budget before deciding which type of loan best fits your various needs and preferences.

After doing this, they'll layout their plan for you in detail, giving you all the necessary information and answering any questions you may have. If you feel confident in this plan, then we'll move forward in the financial process and begin speaking to local lenders and banks that we share a long-standing relationship with.

Visit Our Car Dealership for Bad Credit

Drivers with bad credit around Mount Pocono, Tobyhanna, Scranton, Pocono Pines, and Blakeslee can still acquire their favorite model by contacting Ray Price Ford, your local bad credit approval car dealership!

Thanks to our streamlined financial process and savvy team of expert consultants, we can help you land a favorable loan while also creating a payment structure that works with your unique budget!

Contact Us


Ray Price Ford

2971 Route 940
Directions MOUNT POCONO, PA 18344

  • Sales: (570) 839-1111
  • Service: (570) 839-1111
  • Parts: (570) 839-1111
  • Quick Lane: (570) 839-1739

Showroom Hours

  • Monday 9am-8pm
  • Tuesday 9am-8pm
  • Wednesday 9am-8pm
  • Thursday 9am-8pm
  • Friday 9am-8pm
  • Saturday 9am-4pm
  • Sunday Closed